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Ripple is a real time transfer system founded in 2012 and associated with a digital currency.

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Ripple was founded in 2012 with the name Ripple Transaction Protocol and is designed as an open source protocol operating all over the world. The goal is to make the exchange of money in real time possible all over the world and of any size.

The protocol is associated with a virtual currency called Ripple and with the abbreviation XRP. The advantage over the Bitcoin technology is the cost of operation and safety of this protocol which is also used by banks such as Unicredit and UBS.
The currency was created for intercontinental payments and therefore takes full advantage of the blockchain to eliminate intermediaries, which, in the case of intercontinental transfers, would bring higher costs and long waits.